Immediately following the death of a loved one might not feel like the right time to worry about life insurance. However, your family may need access to those funds if the deceased was your primary source of income.
Getting a death benefit payout from the insurance company is not a complex process, but it’s also not as simple as submitting a death certificate. During a time of overwhelm and grief, these tips can make the life insurance claims process an easier one for you.
Let Your Insurance Agent Guide You
You don’t have to figure out the life insurance claims process on your own, especially at such a trying time.
Contact your insurer, and an agent will let you know exactly what steps to take and what paperwork is required. They’ll tell you what to do and expect even if you aren’t thinking clearly enough to ask critical questions.
Get Help With Paperwork
Focusing on anything, especially paperwork, is challenging while grieving. Enlist the help of a family member or trusted friend who can make sure you get the paperwork filled out completely and correctly.
Relying on others makes trying times easier, especially after a death. Don’t hesitate to reach out to your agent for help with the life insurance claims process.